Account Types And Services

Personal Loans
Special Features:  We want to help you achieve your goals.

  • Both variable and fixed rate loans available.
  • Autos, boats, motorcycles, home improvements, etc.

Subject to credit approval

Home Mortgage

Special Features:  Whether you are buying your first house or building your dream home, we have the home loan that’s right for you. Great rates and lots of choices. Ask about our construction/ permanent loan.

Subject to credit approval

Click here to apply for a home mortgage now!

Home Equity Line of Credit
Special Features: An affordable way to borrow for almost anything.

  • Credit lines from $12,000 to $250,000 including interest-only and standard term options.
  • Closing costs paid by Carolina Bank, restrictions apply. Please check with Carolina Bank lender for details.

Subject to credit approval

Click here to apply for a home equity line now!

Executive Banker Line of Credit
Check Writing: Yes
Special Features: 

  • The ultimate in convenience.
  • Unsecured line of credit ranging from $5,000 to $50,000.
  • For tax savings, a deed of trust may be taken as security. Consult your tax advisor for eligibility.

Subject to credit approval

Overdraft Protection Account
Special Features: 

  • Helps prevent accidental overdrafts.
  • Credit limits from $300 to $5,000, or you may authorize us to automatically transfer funds from your savings account or other checking account to cover an overdraft for a fee of $5 per occurrence.

Subject to credit approval