LENDING
CHECKING ACCOUNTS
MONEY MARKET ACCOUNTS
SAVINGS ACCOUNTS
CERTIFICATES OF DEPOSIT
ELECTRONIC BANKING
CASH MANAGEMENT


Account Types And Services

Commercial Loans
Special Features: 


Commercial Real Estate Loans
Secured Loans
SBA 7(a) Loans
Leases
Lines of Credit


 
Commercial Real Estate Loans
Special Features: 
  • Residential and commercial development projects.
  • Construction Loans; new construction or renovation.
  • Owner occupied financing for purchase or expansion.
  • Investment real estate financing.
  • Church financing.
  • Retail and office complex financing.
  • Fixed or variable interest rates.
  • Flexible repayment terms.
Subject to credit approval

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Secured Loans
Special Features: 
  • Machinery and equipment financing.
  • Automobile and truck financing.
  • Fleet vehicle financing.
  • Business acquisition financing.
  • Watercraft and Aircraft financing.
  • Raw materials and supplies.
Subject to credit approval

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SBA 7(a) Loans
Special Features: 
  • Term Loans to $5 million, 7 to 25 year terms available
  • No balloons
  • No pre-payment penalties on terms under 15 years
  • Business acquisition loans, 10 year term, 90% financing available
  • Business expansion loans, 10 to 25 year term, 100% financing available
  • Refinance loans, 7 to 25 year term, 100% financing available
Additional Information: 

Call SBA Administrator Dave Caster at (336) 286-8051 for more details

Subject to credit approval

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Leases
Special Features: 
  • Capital and operating leases for:
    • Medical equipment
    • Computer equipment
    • Fleet vehicles
    • Office equipment
Subject to credit approval

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Lines of Credit
Special Features: Corporate Lines of Credit
  • Working capital and business lines of credit.
  • Secured by receivables, inventory, machinery and equipment.
  • Flexible repayment term and collateral reporting.
Subject to credit approval

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