Subproducts:
Wall Street Journal Prime
APY *: n/a
Interest Rate: 5.00
Notes:
SMART Savings
APY *: 3.30
Interest Rate: 3.25
Notes: Limited time offer. Annual Percentage Yield is accurate as of 5/27/08. This rate is guaranteed until 1/2/09. After 1/2/09, rates are subject to change at any time without notice.
Minimum opening deposit of $50,000.00 and must maintain balance of $50,000.00 to earn APY of 3.30% and rate of 3.25%. Transaction limitations apply. A transaction fee will be assessed for any transfers and withdrawals in excess of the legal limit. Accounts with balances of $49,999.99 and under earn 0.15% APY. See Customer Service Representative for complete details.
6-Month CD Special
APY *: 4.00
Interest Rate: 3.92
Notes: $10,000 minimum
Platinum Checking
APY *: 0.15
Interest Rate: 0.15
Notes:
SmartBanker Checking balance $2,000 to $9,999.99
APY *: 0.62
Interest Rate: 0.62
Notes: Balance must not fall below $2,000 entire statement cycle.
SmartBanker Plus Money Market
APY *: 0.32
Interest Rate: 0.32
Notes: Balance $0 to $9,999.99
Smart Banker Plus Money Market
APY *: 2.77
Interest Rate: 2.73
Notes: Balance $25,000 and over
Certificate of Deposit term 30-59 days
APY *: 1.10
Interest Rate: 1.09
Notes:
Certificate of Deposit term 24-35 months
APY *: 2.41
Interest Rate: 2.38
Notes:
Certificate of Deposit term 60 months
APY *: 2.82
Interest Rate: 2.78
Notes:
Carolina Premier Checking
APY *: 0.10
Interest Rate: 0.10
Notes:
30-Month CD Special
APY *: 4.02
Interest Rate: 3.94
Notes: $10,000 minimum