Security Alert - PhishingScheme

We invite you to discover the many advantages of Carolina Bank. Features like no ATM fees, no debit card feeds, fast loan decisions, low fees and the personal service community banks are known for.

You will find more great reasons why Carolina Bank is the Smart Choice in Banking. We invite you to browse our website or, better yet, speak with someone in person. We would be happy to answer any questions.

CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.